Working Capital Solutions
Flexible funding to manage cash flow, seize opportunities, and fuel operations. From lines of credit to term loans, we match you with the right solution.
⚡ 24-48hr Decisions
🔄 Flexible Terms
💰 Up to $5M
$5M
Available
24-48hr
Decisions
Flexible
Terms
Working Capital Options
Business Line of Credit
Draw funds as needed, pay interest only on what you use. Revolving access.
- $10K - $500K • 6-24 months
Term Loans
Lump sum with fixed payments. Predictable for planned expenses.
- $25K - $2M • 1-5 years
SBA 7(a) Working Capital
Longer terms and lower rates through SBA guarantee.
- Up to $5M • Up to 10 years
Invoice Factoring
Turn outstanding invoices into immediate cash.
- Up to 90% advance • Ongoing
Revenue-Based Financing
Repayment tied to revenue. Payments flex with performance.
- $25K - $500K • 3-18 months
Merchant Cash Advance
Advance against future card sales. Fast funding.
- $10K - $500K • 3-18 months
Common Uses
- Managing seasonal cash flow fluctuations
- Purchasing inventory for busy seasons
- Covering payroll during growth periods
- Taking advantage of supplier discounts
- Funding marketing campaigns
- Bridging gaps between receivables and payables
Quick Comparison
- Amount Range
- $10K - $5M
- Terms
- 3 mo - 10 yrs
- Speed
- 24 hrs - 60 days
- Credit Needed
- 550+
504 vs. Other Financing
Why 504 is often the best choice for owner-occupied properties
| Product | Amount | Term | Speed | Best For |
|---|---|---|---|---|
|
Line of Credit
|
$10K-$500K
|
6-24 mo
|
3-7 days
|
Ongoing needs
|
|
Term Loan
|
$25K-$2M
|
1-5 years
|
3-14 days
|
Planned expenses
|
|
SBA 7(a)
|
Up to $5M
|
Up to 10 yrs
|
30-60 days
|
Lowest rates
|
|
Invoice Factoring
|
Based on AR
|
Ongoing
|
3-7 days
|
B2B companies
|
|
Revenue-Based
|
$25K-$500K
|
3-18 mo
|
24-48 hrs
|
Variable revenue
|
| Product | Amount | Term | Speed | Best For |
|---|---|---|---|---|
|
Line of Credit
|
$10K-$500K
|
6-24 mo
|
3-7 days
|
Ongoing needs
|
|
Term Loan
|
$25K-$2M
|
1-5 years
|
3-14 days
|
Planned expenses
|
|
SBA 7(a)
|
Up to $5M
|
Up to 10 yrs
|
30-60 days
|
Lowest rates
|
|
Invoice Factoring
|
Based on AR
|
Ongoing
|
3-7 days
|
B2B companies
|
|
Revenue-Based
|
$25K-$500K
|
3-18 mo
|
24-48 hrs
|
Variable revenue
|
Find Your Working Capital Solution
Tell us about your business. We’ll match you with the best options from our network.