Short Term Business Loans
⚡ 24-48hr Funding
📋 Simple Application
💰 Up to $500K
What Are Short Term Loans?
Short term business loans provide quick access to capital with repayment terms typically ranging from 3-18 months. They’re designed for urgent needs where speed matters more than getting the lowest possible rate.
These loans fill the gap when traditional financing is too slow or your situation doesn’t fit conventional criteria. The trade-off is higher cost — but when the alternative is missing an opportunity or facing a cash crunch, short term financing can be the right solution.
Best Uses for Short Term Loans
📦 Inventory Purchase
Stock up for busy season or take advantage of bulk discounts.
🔧 Emergency Repairs
Fix critical equipment or facilities that can't wait.
💵 Payroll Bridge
Cover payroll during cash flow gaps.
📈 Opportunity Seizure
Act fast on time-sensitive business opportunities.
⚠️ When to Consider Alternatives
Short term loans carry higher costs than traditional financing. If you can wait 30-60 days, SBA or conventional loans will save you significantly. We'll help you understand the trade-offs and choose wisely.
Types of Short Term Financing
- Term Loans: Lump sum with fixed daily/weekly payments over 3-18 months
- Revenue-Based: Payments flex with your revenue performance
- Merchant Cash Advance: Advance against future card sales
- Invoice Factoring: Immediate cash for outstanding B2B invoices
Qualification
Short Term Loans
- Amount
- $10K - $500K
- Term
- 3-18 months
- Funding Speed
- 24-48 hours
- Credit Required
- 550+
- Time in Business
- 6+ months