90+ Lenders • 15+ Product Types
Financing Options
All Financing Products
🏛️
Fixed-rate financing for major assets with just 10% down payment. Ideal for purchasing commercial real estate or heavy equipment with long-term, below-market rates.
Up to $12M
Amount
10%
Down Payment
10-25 yrs
Terms
60-90 days
Timeline
Best for: Owner-occupied commercial real estate, heavy equipment purchases, expansion projects
💼
SBA 7(a) Loan
The most flexible SBA program. Use for working capital, acquisitions, equipment, refinancing, or almost any business purpose. Variable or fixed rates available.
Up to $5M
Amount
10-20%
Down Payment
7-25 yrs
Terms
45-75 days
Timeline
Best for: Business acquisitions, working capital, multi-purpose financing, refinancing existing debt
🏢
Commercial Real Estate
Conventional financing for commercial properties. Faster approval than SBA with competitive rates for well-qualified borrowers. Investment and owner-occupied options.
$250K-$20M+
Amount
15-25%
Down Payment
5-25 yrs
Terms
30-60 days
Timeline
Best for: Property purchase, refinancing, cash-out, construction
🌉
Bridge Loans
Short-term financing to bridge gaps between transactions. Perfect when you need to close fast while permanent financing is in process, or for time-sensitive deals.
$100K-$10M+
Amount
Up to 80%
LTV
6-24 mo
Terms
7-14 days
Timeline
Best for: Quick closes, auction purchases, construction bridge, SBA bridge
⚙️
Finance machinery, vehicles, technology, and specialized equipment. Preserve cash flow with fixed monthly payments. Equipment serves as collateral.
$10K-$10M+
Amount
$0-20%
Down Payment
2-7 yrs
Terms
3-7 days
Timeline
Best for: Machinery, vehicles, technology, medical equipment, construction equipment
💵
Working Capital
Lines of credit and term loans to manage cash flow, inventory, payroll, and operations. Flexible draw options. Various products from revenue-based to traditional.
$10K-$5M
Amount
None
Collateral
3mo-10yr
Terms
24-48 hrs
Timeline
Best for: Cash flow management, inventory, payroll, seasonal needs, growth opportunities
🌾
USDA B&I Loans
Business & Industry loans for rural areas (which includes many suburban locations). Often overlooked but offers excellent terms similar to SBA with different eligibility.
Up to $25M
Amount
10-20%
Down Payment
Up to 30 yrs
Terms
60-120 days
Timeline
Best for: Rural/suburban businesses, manufacturing, healthcare, hospitality
📊
Mezzanine Financing
Subordinated debt to bridge equity gaps in larger acquisitions. Sits between senior debt and equity. Allows you to complete deals when you're short on injection.
$500K-$10M+
Amount
10-18%
Rate Range
5-7 yrs
Terms
30-60 days
Timeline
Best for: Acquisition equity gaps, growth capital, partner buyouts
All Financing Products
🏛️
Fixed-rate financing for major assets with just 10% down payment. Ideal for purchasing commercial real estate or heavy equipment with long-term, below-market rates.
Up to $12M
Amount
10%
Down Payment
10-25 yrs
Terms
60-90 days
Timeline
Best for: Owner-occupied commercial real estate, heavy equipment purchases, expansion projects
💼
SBA 7(a) Loan
The most flexible SBA program. Use for working capital, acquisitions, equipment, refinancing, or almost any business purpose. Variable or fixed rates available.
Up to $5M
Amount
10-20%
Down Payment
7-25 yrs
Terms
45-75 days
Timeline
Best for: Business acquisitions, working capital, multi-purpose financing, refinancing existing debt
All Financing Products
🏛️
Fixed-rate financing for major assets with just 10% down payment. Ideal for purchasing commercial real estate or heavy equipment with long-term, below-market rates.
Up to $12M
Amount
10%
Down Payment
10-25 yrs
Terms
60-90 days
Timeline
Best for: Owner-occupied commercial real estate, heavy equipment purchases, expansion projects
🏢
Commercial Real Estate
Conventional financing for commercial properties. Faster approval than SBA with competitive rates for well-qualified borrowers. Investment and owner-occupied options.
$250K-$20M+
Amount
15-25%
Down Payment
5-25 yrs
Terms
30-60 days
Timeline
Best for: Property purchase, refinancing, cash-out, construction
🌉
Bridge Loans
Short-term financing to bridge gaps between transactions. Perfect when you need to close fast while permanent financing is in process, or for time-sensitive deals.
$100K-$10M+
Amount
Up to 80%
LTV
6-24 mo
Terms
7-14 days
Timeline
Best for: Quick closes, auction purchases, construction bridge, SBA bridge
🌾
USDA B&I Loans
Business & Industry loans for rural areas (which includes many suburban locations). Often overlooked but offers excellent terms similar to SBA with different eligibility.
Up to $25M
Amount
10-20%
Down Payment
Up to 30 yrs
Terms
60-120 days
Timeline
Best for: Rural/suburban businesses, manufacturing, healthcare, hospitality
All Financing Products
🏛️
Fixed-rate financing for major assets with just 10% down payment. Ideal for purchasing commercial real estate or heavy equipment with long-term, below-market rates.
Up to $12M
Amount
10%
Down Payment
10-25 yrs
Terms
60-90 days
Timeline
Best for: Owner-occupied commercial real estate, heavy equipment purchases, expansion projects
🌉
Bridge Loans
Short-term financing to bridge gaps between transactions. Perfect when you need to close fast while permanent financing is in process, or for time-sensitive deals.
$100K-$10M+
Amount
Up to 80%
LTV
6-24 mo
Terms
7-14 days
Timeline
Best for: Quick closes, auction purchases, construction bridge, SBA bridge
📊
Mezzanine Financing
Subordinated debt to bridge equity gaps in larger acquisitions. Sits between senior debt and equity. Allows you to complete deals when you're short on injection.
$500K-$10M+
Amount
10-18%
Rate Range
5-7 yrs
Terms
30-60 days
Timeline
Best for: Acquisition equity gaps, growth capital, partner buyouts
All Financing Products
💼
SBA 7(a) Loan
The most flexible SBA program. Use for working capital, acquisitions, equipment, refinancing, or almost any business purpose. Variable or fixed rates available.
Up to $5M
Amount
10-20%
Down Payment
7-25 yrs
Terms
45-75 days
Timeline
Best for: Business acquisitions, working capital, multi-purpose financing, refinancing existing debt
⚙️
Finance machinery, vehicles, technology, and specialized equipment. Preserve cash flow with fixed monthly payments. Equipment serves as collateral.
$10K-$10M+
Amount
$0-20%
Down Payment
2-7 yrs
Terms
3-7 days
Timeline
Best for: Machinery, vehicles, technology, medical equipment, construction equipment
All Financing Products
🌉
Bridge Loans
Short-term financing to bridge gaps between transactions. Perfect when you need to close fast while permanent financing is in process, or for time-sensitive deals.
$100K-$10M+
Amount
Up to 80%
LTV
6-24 mo
Terms
7-14 days
Timeline
Best for: Quick closes, auction purchases, construction bridge, SBA bridge
⚙️
Finance machinery, vehicles, technology, and specialized equipment. Preserve cash flow with fixed monthly payments. Equipment serves as collateral.
$10K-$10M+
Amount
$0-20%
Down Payment
2-7 yrs
Terms
3-7 days
Timeline
Best for: Machinery, vehicles, technology, medical equipment, construction equipment
💵
Working Capital
Lines of credit and term loans to manage cash flow, inventory, payroll, and operations. Flexible draw options. Various products from revenue-based to traditional.
$10K-$5M
Amount
None
Collateral
3mo-10yr
Terms
24-48 hrs
Timeline
Best for: Cash flow management, inventory, payroll, seasonal needs, growth opportunities
Quick Comparison
| Product | Amount | Down Payment | Timeline | Best For |
|---|---|---|---|---|
|
SBA 504
|
Up to $12M
|
10%
|
60-90 days
|
Real estate, equipment
|
|
SBA 7(a)
|
Up to $5M
|
10-20%
|
45-75 days
|
Acquisitions, multi-purpose
|
|
Conventional CRE
|
$250K-$20M+
|
15-25%
|
30-60 days
|
Property, refinance
|
|
Bridge Loan
|
$100K-$10M+
|
20-30%
|
7-14 days
|
Quick closes, gap funding
|
|
Equipment Finance
|
$10K-$10M+
|
$0-20%
|
3-7 days
|
Machinery, vehicles
|
|
Working Capital
|
$10K-$5M
|
None
|
24-48 hrs
|
Cash flow, operations
|
| Product | Amount | Down Payment | Timeline | Best For |
|---|---|---|---|---|
|
SBA 504
|
Up to $12M
|
10%
|
60-90 days
|
Real estate, equipment
|
|
SBA 7(a)
|
Up to $5M
|
10-20%
|
45-75 days
|
Acquisitions, multi-purpose
|
|
Conventional CRE
|
$250K-$20M+
|
15-25%
|
30-60 days
|
Property, refinance
|
|
Bridge Loan
|
$100K-$10M+
|
20-30%
|
7-14 days
|
Quick closes, gap funding
|
|
Equipment Finance
|
$10K-$10M+
|
$0-20%
|
3-7 days
|
Machinery, vehicles
|
|
Working Capital
|
$10K-$5M
|
None
|
24-48 hrs
|
Cash flow, operations
|