CreditHub Premium
Your all-in-one business credit and
funding platform.
★ 5.0 Google Reviews
🛡︎ $1M Identity Protection
✓ Free Forever Plan
Three Platforms. One Membership.
Protection. Intelligence. Funding
Access.
don’t exist in silos.
Protection
Real-time identity alerts, 3-bureau credit monitoring, PrivacyMaster, and $1M identity theft insurance. One bad actor shouldn't wipe out years of work.
Intelligence
Credit Tracker, Cash Flow Manager, Credit Builder, and on-demand 3-bureau reports. Know where you stand — and how to improve — without guessing.
Intelligence-Driven
Funding Access
Free Funding Readiness Score, Deal Analyzer, and intelligence-driven matching to the lenders most likely to fund your deal. Backed by proprietary capital intelligence most platforms don't have.
1-3
Lenders see your deal
What's Inside
Everything you need to protect and
build business credit
3-Bureau Credit Reporting
Accurate, up-to-date reporting from all three major credit bureaus. No surprises when you apply for financing.
Live Identity Alerts
Real-time notifications when your personal information is used. Act quickly on suspicious activity before it becomes fraud.
PrivacyMaster
Advanced privacy protection tools to keep your personal information safe from hackers and identity thieves.
Cashflow Money Manager
Understand and manage spending, savings, and cash flow patterns. Insights that drive better financial decisions.
Credit Builder
Connect with lenders who actively help you build credit history. A stronger profile means better loan terms when funding matters.
Credit Tracker
Monitor your credit score over time. See the direct impact of your financial decisions and stay on track toward your goals.
Free Tools Included
Powered by capital intelligence.
Funding Readiness Score (FRS)
A 2-minute, 7-question quiz that tells you what business loans you actually qualify for right now — based on real lending data, not guesswork.
- No credit pull — fully self-reported
- Instant score with matched loan programs
- Identifies foundation gaps to fix
- Saves weeks on applications that would get declined
Deal Analyzer
A free bankability calculator for business acquisitions and commercial real estate. Runs DSCR, detects red flags, and tells you what lenders will see.
- DSCR calculation and interpretation
- Red flag detection before you submit an LOI
- Loan program fit from our tracked dataset
- Confidential — info stays with CreditHub
What This Becomes
The outcomes, not just the features.
1
Protect your credit score while you build business value.
Real-time monitoring and identity protection keep your personal credit intact — which matters when you go to borrow for the next big move.
Protection
2
Qualify for better loan terms when funding matters most.
Use Credit Builder and the FRS to systematically improve your business profile, so when you need capital for growth, you're already in the approval lane.
Preparation
3
Close business acquisitions that would otherwise fall apart.
Deal Analyzer catches fundability issues before they derail the deal. Paired with intelligence-matched lenders, acquisitions get structured and closed — not declined at the last minute.
Execution
4
Finance commercial real estate without the 90-day stumble.
See program fit early, structure the right deal, avoid the wasted weeks of applying to the wrong lender. SBA 504, conventional CRE, and bridge financing matched by data.
Execution
5
Access equipment financing in 7-14 days when you need it.
Fast equipment loans with $0 down options — especially valuable when winning a contract depends on ramping capacity quickly.
Speed
6
Recover fast if identity theft does happen.
$1M identity theft insurance covers recovery costs, lost wages, and legal fees. One incident doesn't wipe out years of progress.
Protection
Two Ways to Join
Start free. Upgrade when you're
ready.
Free for Life
Free tools + credit awareness. No credit card required.
$0 / forever
- Funding Readiness Score quiz
- Deal Analyzer (acquisitions + CRE)
- Credit awareness dashboard
- Intelligence-driven loan matching across 90+ lenders
- 1-on-1 with a lending specialist when you apply
- On-demand 3-bureau credit reports
Most Popular
Premium Monitoring
Everything in Free, plus real-time protection and $1M coverage.
Premium
- Everything in Free Membership
- Real-time data & identity alerts
- Cashflow Money Manager
- Integrated credit reporting & tracking
- PrivacyMaster advanced protection
- Credit Builder lender network access
- $1 Million identity theft insurance